Categories of Risk

1. Unemployment: Risk of losing your job.
2. Illness, Injury, or Disability: Risk of not being able to work due to health issues.
3. Liability: Risk of being sued or held responsible for financial loss.
4. Property Damage: Risk of damage to property like your home.
5. Theft: Risk of losing money or assets to theft.
6. Fraud: Risk of being tricked into financial loss.
7. Identity Theft: Risk of someone misusing your personal information.
8. Inflation: Risk of reduced money value.
9. Market Fluctuations: Risk of investments gaining or losing value.