Savings vs. Investing

Key Factors to Consider:

• Liquidity: Savings accounts are highly liquid, while investments might take longer to convert to cash.
• Risk: Savings are low-risk; investments carry higher risks but offer the potential for greater returns.
• Return: Savings accounts yield lower returns; investments like stocks and bonds can yield higher returns.
• Time Horizon: Savings are better for short-term needs; investing suits long-term goals.